Native multi-currency accounting

Many currencies.
One set of books.
You’re in control.

Invoice, pay and bank in the currencies your business uses. Choose the exchange rate that fits the transaction. AccountFUN brings it all together in your books.

Explore your FX options Compare plans

48 currencies. Full FX control. Included in every plan.

Built for business across borders

USDInvoicesYour customer’s currency

GBPBillsYour supplier’s currency

PHPBank accountsEach in its own currency

accountFUNOriginal amounts. Your chosen rates.

Native FX

One clear financial pictureReports in your base currency

PHP

Your currencies stay recognizable. Your books stay connected.

Trade in 48 currencies Transfer directly between currencies Keep the original amounts & rates

01 / Your rate. Your choice.

Three ways to get
the rate right.

Let AccountFUN calculate it from the amounts, use the system reference, or enter your own. Here’s how that choice works when matching a foreign-currency invoice to a bank receipt.

Calculated rateLet the amounts do the maths.When matching a foreign-currency document to a bank statement, calculate the rate from the amounts you’re matching.System rateStart with the daily reference.Use the system’s rate for the transaction date, including any organization-level override you’ve set.Custom rateYour transaction. Your rate.Enter the rate agreed with your bank or counterparty. Preview the conversion before you confirm.

Find & Match Interactive example

Invoice · USDUS$1,000.00

Bank received · PHP₱63,650.00

Calculated from both amounts

1 USD = 63.6500 PHP

₱63,650.00 ÷ US$1,000.00

Converted invoice amount₱63,650.00

Difference to bank receipt₱0.00

The calculated rate matches the two amounts.

Illustrative rates, not live quotes. A difference to the bank receipt is a reconciliation difference, not automatically an FX gain or loss.

Choose a rate option to explore. Calculated rates are available where the matching amounts can determine a rate. Cross-currency bank postings let you review and confirm the rate before posting.

02 / Multi-currency, built in

Move money.
Skip the workarounds.

Transfer from USD to GBP, while your books stay in PHP. No temporary clearing account to bridge the currencies. No extra journal just to force an exchange rate.

Transfer MoneyIllustrative example

From · USD bank accountUS$1,000.00Original currency recorded

Your confirmed rate

⇄

1 USD = 0.8600 GBP

To · GBP bank account£860.00Destination amount recorded

USD → GBP transfer. Both sides recorded in your PHP books, with their source currencies and exchange rates.

Choose the accounts

Select the real bank accounts involved, in the currencies they actually hold.

Confirm the conversion

Review the exchange rate and the amount arriving in the destination currency.

Keep the trail intact

AccountFUN records both legs in your base-currency books, with each account’s currency attached.

The same native currency support extends to foreign-currency invoices, bills, payments and balance-sheet accounts.

03 / Follow the money

From the first invoice
to the full picture.

The exchange rate can change. The history stays clear. Follow a USD invoice through to settlement in your PHP books.

Invoice

INVOICEUSD

US$1,000.00

Recorded in PHP₱63,500.00

Keep the customer’s original amount. Record its value in your books at the invoice’s posting rate.

1 USD = 63.5000 PHP

Receive payment

Full invoice settled₱63,650.00Received into your PHP account

Settle the same invoice at the payment’s rate. The payment links back to the original sale.

1 USD = 63.6500 PHP

See the FX difference

Realized FX gain+₱150.00Recorded on settlement

The difference between the invoice value and settlement value is recorded as realized FX.

Traceable to the invoice, payment & rates

Simplified example: full settlement, no fees or taxes, using illustrative rates. A lower settlement value would produce an FX loss. Unrealized FX on open monetary balances is reflected in reports separately.

Made for the way you trade

A few useful
details.

Read the multi-currency guide

Do I need clearing accounts for FX transfers?

No. Use Transfer Money directly between bank accounts in different currencies and confirm the exchange rate. You do not need to create a temporary clearing account just to bridge currencies or make the rate work.

Can I invoice in one currency and get paid in another?

Yes. Document currency and settlement currency are separate settings. Set the invoice’s settlement currency for the customer-facing payment amount, then record the payment and review the applicable exchange rate. Explore settlement currencies.

Are system rates live market quotes?

No. Posting uses daily reference rates, including organization-level overrides. The latest available business-day rate may carry forward over weekends or holidays. If a system rate is unavailable for a pair, enter a suitable custom rate.

Can I change my base currency later?

Your organization’s base currency is fixed at creation, and each account’s currency is also permanent. Choose them to match your reporting needs and actual accounts. If an account was created in the wrong currency, create a new one for future activity.

Is multi-currency included on all three plans?

Yes. Multi-currency accounting is included in both AccountFUN plans. Compare plans and allowances.

Go a little deeper

Currencies & ratesSupported currencies, daily reference rates and overrides.Settlement currencyInvoice in one currency. Arrange payment in another.FX gains & lossesUnderstand realized and unrealized exchange differences.

Everything included. Room to grow.

Make your books feel like yours.

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Many currencies.One set of books.You’re in control.

Three ways to getthe rate right.

Move money.Skip the workarounds.